If you are one of those who frequently travel abroad, and if you are deciding to travel in Thailand, purchasing insurance before traveling is a great comfort because you will have protection if unexpected events occur during travel, such as illness or even an accident.
Let's check the information about the main types of insurance that tourists ought to buy.
1. Travel insurance covers accidents, medical treatment, and property damage during the trip during the specified period only. Therefore, the buyer must carefully study the details of the coverage, such as the prohibitions and exceptions that the travel insurance does not cover. The strength of travel insurance is that premiums are affordable and can be easily purchased online from reputable and trustworthy companies, making it the most popular travel insurance option.
2. Travel accident insurance provides coverage to the insured in the event of an accident and injury requiring medical treatment or loss of organs or death, but the accident must occur during the trip and only within the specified time period. Travel accident insurance is suitable for individuals and groups of people who are traveling abroad for the purpose of tourism, business, work visits, relative visits, and short-term studies for six months.
3. Health insurance: During the COVID-19 pandemic, traveling in the “new normal” style, tourists often purchase additional health insurance that also covers illness from the Coronavirus 2019 or COVID-19. This type of insurance is suitable for those who want access to health care for at least one year. Therefore, it is suitable for people who need access to health services for a long time.
Now you know information about each type of insurance, so try to decide which type of insurance is right for you. Most importantly, you must choose an insurance policy from a trustworthy company, which can be easily purchased online or through an insurance agent.
Source : Luma
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