The necessity for purchasing tourist insurance

       Although purchasing insurance may not be considered a top priority when planning a trip, especially when traveling abroad, let's look at the top reasons why tourists should buy insurance. That's because when an unexpected event occurs while traveling abroad, insurance will help cover the injury or damage that occurs. What types of insurance must foreign tourists have?  

       The first thing to look at is travel insurance, because it is a form of insurance that provides coverage in case of illness or injury while traveling for a specified period of time, whether traveling or doing business, which will help reduce expenses in case of emergency. Coverage is determined by each company, but it generally covers death or disability while traveling, and  coverage for medical expenses from illness or accidents. Other coverage may be specified in the policy, such as compensation for trip cancellation, travel delay, lost luggage, lost documents, and repatriating the body of someone who has died back to their home country.

       As for health insurance, it is suitable for those who travel for a long period of time because it is a type of insurance that covers medical expenses caused by illness or accident, and it offers protection from high medical expenses; the price is higher than standard travel insurance. During the outbreak of COVID-19, Thailand required tourists to purchase health insurance of at least $50,000. But the Cabinet announced the policy’s cancellation on 1 July 2022. 

       So it should be obvious that it is important buy insurance every time before traveling for peace of mind, knowing that, on each trip, most of the serious problems, especially the expensive ones will be taken care of.

Source :Luma
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